Legal Documents
fc78 is committed to protecting the privacy and personal data of every Filipino player on the Platform. This Privacy Policy explains what personal information fc78 collects, how it is used, how it is protected, who it may be shared with, and what rights you have as a data subject under applicable Philippine law. Please read this Policy carefully before registering an Account or submitting any personal information to fc78.
fc78 collects personal information necessary for account registration, identity verification, payment processing, and responsible gaming compliance — including your name, date of birth, contact details, Philippine ID documents, and gaming activity data.
fc78 applies industry-standard security measures including TLS encryption for all data transmissions, secure storage with access controls, and regular security audits. Your personal data is never stored in plain text and is accessible only to authorised fc78 personnel.
fc78 does not sell your personal data to third parties. Data is shared only with regulated service providers necessary to operate the Platform — such as payment processors for GCash and PayMaya transactions, identity verification partners, and regulatory authorities as required by Philippine law.
As a Filipino data subject under the Data Privacy Act of 2012 (Republic Act 10173), you have the right to access, correct, delete, and object to the processing of your personal data held by fc78. You may exercise these rights by contacting fc78 support.
fc78 uses cookies and similar technologies to maintain your session, remember preferences, analyse Platform usage, and deliver relevant content. You may manage cookie preferences through your browser settings, though disabling certain cookies may affect Platform functionality.
fc78 does not knowingly collect personal data from individuals under 21 years of age. The Platform is strictly for adults aged 21 and above per PAGCOR regulations. Any Account found to belong to a minor is immediately closed and associated data handled in accordance with this Policy.
This Privacy Policy ("Policy") describes how fc78 ("fc78", "we", "us", or "our"), operating the online gaming platform at fc78.org ("Platform"), collects, processes, stores, and shares the personal data of individuals ("you", "your", "Player", or "User") who register an Account or otherwise interact with the fc78 Platform.
fc78 operates under and is committed to compliance with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Republic of the Philippines, its Implementing Rules and Regulations, and the guidelines issued by the National Privacy Commission (NPC). This Policy is intended to inform Filipino players and all other users of the fc78 Platform about their rights and fc78's obligations as a personal information controller.
By registering an Account with fc78, accessing the Platform, or submitting personal information to fc78, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal data as described herein. If you do not agree with this Policy, please do not register an Account or use the Platform.
For the purposes of the Data Privacy Act of 2012 and this Privacy Policy, fc78 acts as the Personal Information Controller in respect of the personal data processed in connection with the operation of the fc78 Platform and the provision of gaming services to Filipino players.
fc78 has designated a Data Protection Officer (DPO) responsible for overseeing the Platform's compliance with applicable data privacy laws and regulations. The DPO may be contacted via the support channels listed in Section 15 of this Policy.
Where fc78 engages third-party service providers to process personal data on its behalf — such as payment processors, KYC verification services, and cloud infrastructure providers — those third parties act as Personal Information Processors under agreements that require them to process data only on fc78's documented instructions and in compliance with applicable data privacy law.
fc78 processes your personal data on the following legal bases under the Data Privacy Act of 2012:
fc78 collects the following personal data that you provide directly when registering an Account, completing KYC, or otherwise interacting with the Platform:
| Category | Data Elements | Purpose |
|---|---|---|
| Identity Data | Full legal name, date of birth, nationality | Account registration, age verification (21+), KYC |
| Contact Data | Email address, Philippine mobile number | Account communications, security alerts, support |
| KYC / ID Documents | Government-issued Philippine ID (PhilSys, passport, driver's license), selfie photograph | Identity and age verification, AMLA compliance |
| Financial Data | Payment method details (GCash number, PayMaya number, bank account details), transaction history | Deposit and withdrawal processing, AML monitoring |
| Account Credentials | Username, hashed password | Account access and security |
When you access and use the fc78 Platform, certain technical and behavioural data is collected automatically:
fc78 may receive personal data about you from third parties in the following circumstances:
fc78 uses the personal data collected from Filipino players and other users for the following purposes:
To register and maintain your fc78 Account, verify your eligibility (including age verification at 21+), authenticate your identity at login, manage Account preferences and settings, and communicate with you about your Account status, activity, and security.
To provide access to fc78's gaming Platform, process real-money bets, record game outcomes, administer bonuses and promotions, maintain gaming history, and calculate and process winnings in accordance with the applicable game rules and fc78's Terms and Conditions.
To process your deposit and withdrawal transactions via GCash, PayMaya, BPI, BDO, Metrobank, USDT, and any other approved Philippine payment channel. Financial transaction data is also retained for accounting, audit, and regulatory reporting purposes.
To comply with fc78's obligations under PAGCOR regulations, the Anti-Money Laundering Act (AMLA) and its amendments, the Data Privacy Act of 2012, and all other applicable Philippine laws and regulations governing online gaming and financial services. This includes performing KYC verification, conducting AML transaction monitoring, filing mandatory regulatory reports, and responding to lawful requests from Philippine government authorities.
To detect, investigate, and prevent fraud, money laundering, collusion, bonus abuse, unauthorized Account access, and other prohibited conduct. fc78 employs automated monitoring systems and manual review processes for this purpose. Where fraud is detected, relevant data may be shared with law enforcement and regulatory authorities.
To administer responsible gaming tools — including deposit limits, session controls, self-exclusion, and spending history — and to monitor gaming patterns for indicators of potentially problematic behaviour. fc78 may use your gaming activity data to intervene proactively where responsible gaming concerns arise.
To analyse Platform usage patterns, game performance, and user behaviour on an aggregated and anonymised basis to improve the fc78 Platform experience, optimise game offerings, and identify and resolve technical issues.
Where you have provided consent, to send you marketing communications about fc78 promotions, new games, and Platform updates. You may opt out of marketing communications at any time by updating your notification preferences in your Account settings or by contacting fc78 support. Opting out of marketing will not affect service-related communications relating to your Account.
Cookies are small text files placed on your device by websites you visit. fc78 uses cookies and similar technologies — including pixel tags, web beacons, and local storage — to operate and improve the Platform, maintain your session, and understand how users interact with fc78.
| Type | Purpose | Can Be Disabled? |
|---|---|---|
| Strictly Necessary | Session management, authentication, security, fraud prevention. These are essential for the Platform to function and cannot be switched off. | No — essential to Platform operation |
| Functional | Remembering your preferences such as language, display settings, and game favourites. | Yes — with reduced functionality |
| Analytics | Measuring Platform usage, identifying popular games, and diagnosing technical issues on an anonymised basis. | Yes |
| Performance | Ensuring optimal loading speeds and technical performance of the fc78 Platform across different devices and connections. | Yes |
You can manage cookie preferences through your browser settings. Most browsers allow you to view, delete, and block cookies from specific websites. Please note that disabling strictly necessary cookies will prevent you from using key features of the fc78 Platform, including logging in to your Account. Disabling other cookies will not prevent Platform access but may affect your experience.
fc78 does not sell, rent, trade, or otherwise disclose your personal data to third parties for their own marketing or commercial purposes. Your data is not a product at fc78.
fc78 shares personal data with carefully selected third-party service providers that assist in operating the Platform. These providers are contractually obligated to process personal data only on fc78's instructions and in compliance with applicable data privacy law. Categories of service providers include:
fc78 will disclose personal data to Philippine government authorities, regulatory bodies — including PAGCOR and the Anti-Money Laundering Council (AMLC) — and law enforcement agencies where required by law, pursuant to a lawful court order, or where disclosure is necessary to prevent fraud, protect national security, or fulfil fc78's mandatory reporting obligations under the AMLA.
In the event of a merger, acquisition, restructuring, or sale of all or part of fc78's business, personal data held by fc78 may be transferred to the acquiring entity. In such circumstances, fc78 will take reasonable steps to ensure that the receiving entity provides equivalent protections for your personal data as described in this Policy, and will notify affected players of any material change to the processing of their data.
The fc78 Platform is operated primarily within the Philippines and is designed to serve Filipino players. Where personal data is transferred to service providers located outside the Philippines — for example, cloud infrastructure providers or certain software platforms with international data centres — fc78 ensures that such transfers are conducted with adequate safeguards in place.
These safeguards include contractual data processing agreements that incorporate the NPC's requirements for cross-border data transfers, ensuring that your personal data receives equivalent protection regardless of where it is processed. fc78 does not transfer personal data to jurisdictions that do not provide an adequate level of data protection without appropriate contractual protections in place.
fc78 retains personal data for as long as necessary to fulfil the purposes for which it was collected, as described in this Policy, and to comply with fc78's legal and regulatory obligations. The following general retention principles apply:
Following the applicable retention period, fc78 will securely delete or anonymise personal data in a manner that prevents reconstruction of the original information.
fc78 implements a range of technical security measures designed to protect your personal data against unauthorised access, disclosure, alteration, and destruction. These measures include:
In addition to technical measures, fc78 implements organisational security practices including: staff data privacy training; documented data handling procedures; non-disclosure agreements for employees and contractors with access to personal data; and incident response procedures for data security events.
In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, fc78 will notify the National Privacy Commission (NPC) within the timeframe required by the Data Privacy Act and its Implementing Rules and Regulations. Affected individuals will be notified where the breach poses a high risk to their rights and freedoms, as expeditiously as practicable.
While fc78 takes its security obligations seriously, you also play an important role in protecting your personal data. You are responsible for maintaining the security of your fc78 Account credentials. Do not share your password with anyone, use a strong and unique password for your fc78 Account, and contact fc78 support immediately if you suspect unauthorized access to your Account.
Under the Data Privacy Act of 2012, you have the following rights in relation to the personal data that fc78 holds about you. You may exercise any of these rights by contacting fc78 as described in Section 15.
You have the right to request confirmation of whether fc78 holds personal data about you and, if so, to receive a copy of that data along with information about how it is being processed.
You have the right to request correction of inaccurate or incomplete personal data that fc78 holds about you. Some corrections may require submission of supporting documentation for verification.
You may request deletion of your personal data where it is no longer necessary for the purpose it was collected, where you withdraw consent, or where processing is unlawful — subject to fc78's legal retention obligations.
You have the right to object to the processing of your personal data for direct marketing purposes at any time. You may also object to processing carried out on the basis of legitimate interests where you have grounds relating to your particular situation.
Where processing is based on consent or contractual necessity and is carried out by automated means, you have the right to receive your personal data in a structured, commonly used, machine-readable format.
If you believe fc78 has not handled your personal data in accordance with the Data Privacy Act of 2012, you have the right to lodge a complaint with the National Privacy Commission (NPC) of the Philippines.
fc78 will respond to data subject access requests within the timeframe required by the Data Privacy Act and its Implementing Rules. fc78 may need to verify your identity before processing a request. In certain circumstances — such as where a request is manifestly unfounded, repetitive, or where disclosure would adversely affect the rights and freedoms of others — fc78 may decline to fulfil a request and will explain its reasons for doing so.
The fc78 Platform is strictly intended for individuals who are 21 years of age or older, as required by PAGCOR regulations. fc78 does not knowingly collect, process, or retain the personal data of individuals under 21 years of age.
If fc78 becomes aware that it has inadvertently collected personal data from an individual under 21, it will take immediate steps to delete that data and close the associated Account. Any deposits made by a minor prior to detection will be handled in accordance with fc78's Terms and Conditions and applicable legal requirements.
If you are a parent or guardian and believe your child under 21 has registered an Account with fc78 or provided personal data to the Platform, please contact fc78 support immediately using the contact details in Section 15. fc78 will take prompt action upon receiving such a notification.
The fc78 Platform may contain references to third-party payment channels — such as GCash and PayMaya — that have their own privacy policies governing how those services handle your personal data. When you use a third-party payment service to make a deposit to or withdrawal from your fc78 Account, your personal and financial data is processed by that third-party service provider under their own terms and privacy policy.
fc78 is not responsible for the privacy practices of third-party services and does not control how those services collect, use, or protect your personal data. fc78 encourages you to review the privacy policies of any third-party services you use in connection with your fc78 Account.
fc78 reserves the right to update or amend this Privacy Policy at any time to reflect changes in its data processing practices, legal obligations, regulatory requirements, or the structure of the fc78 Platform. All updates to this Policy will be posted on this page with a revised "Last Updated" date.
Where changes to this Policy are material — meaning they significantly affect how fc78 processes your personal data or your rights in relation to that data — fc78 will provide notice to registered Account holders via the email address on file or by prominent notification on the Platform prior to the changes taking effect.
Continued use of the fc78 Platform following the effective date of any update to this Policy constitutes your acknowledgment of the updated Policy. If you do not accept the updated Policy, you must cease using the Platform and may request Account closure in accordance with fc78's Terms and Conditions.
To exercise your data subject rights, raise a data privacy concern, or request information about fc78's data processing practices, please contact the fc78 Data Protection Officer through the following channels:
When submitting a data privacy request, please include your registered fc78 username, a description of your request, and — where verification of your identity is required — a copy of your government-issued Philippine ID. fc78 will acknowledge receipt of your request promptly and respond within the period prescribed by the Data Privacy Act.
If you are not satisfied with fc78's response to your data privacy concern or believe that fc78 is in breach of its obligations under the Data Privacy Act of 2012, you have the right to lodge a formal complaint with the National Privacy Commission (NPC) of the Republic of the Philippines. The NPC is the government authority responsible for enforcing the Data Privacy Act and protecting the rights of Filipino data subjects.
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